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Member document

I understand what I am joining.

ThriveCoop must be clear from the start: members are joining a cooperative investment and credit system, not opening a normal bank account with instant withdrawal.

Plain-language acknowledgement

I understand that ThriveCoop is a member-owned cooperative designed for disciplined savings, collective growth, and fair access to credit. My contributions may be pooled and managed under cooperative rules. I should not treat my ThriveCoop balance as an instant cash account.

What this means

  • Withdrawals may require notice, approval, and processing time.
  • Credit access is subject to eligibility, verification, and policy.
  • Returns or surplus distributions are not guaranteed.
  • Fees, risks, and timelines must be disclosed clearly.
  • Membership can be paused if KYC, bank, or address checks fail.

Member commitment

By continuing, I confirm that I have read this acknowledgement, I understand the difference between a cooperative and a bank account, and I am choosing to apply for ThriveCoop membership with that understanding.